Debt Settlement is the right option for most people, especially those in business looking to avoid a bankruptcy on their record. A bankruptcy is a part of your public record for at least seven years. Debt Settlement allows us to privately, confidentially, work with you to determine a budget you have for each outstanding debt – credit cards, medical bills, business debt, etc. After we have established what you can pay, we will then negotiate with each of your creditors to bring about a resolution. We will protect you from the harm that creditors cause, including legally pursuing those who break the law and “debt collectors” who violate the Fair Credit Reporting Act. Since we are a boutique firm focused on reducing your debt load, ensuring your privacy, and ensuring that your creditors do not get one more dime than they deserve, we craft a unique plan for each individual and work with you every step of the way to get you completely out of debt.